Natural hazards · Eldred

Eldred, PA natural hazards

Most of the natural-hazard damage FEMA expects in Eldred comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 33 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eldred?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eldred to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding65%Cold waves18%Everything else17%

By hazard

What Eldred faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eldred flood?

Every paid claim on a federal flood insurance policy in Eldred, from FEMA’s records.

33paid claims since 1981

$438Kpaid to owners

2homes flooded more than once

19812026

Biggest named events

Tropical Storm Lee: 6 claims, $152K
Tropical Storm Ivan: 3 claims, $29K
Hurricane Sandy: 1 claim, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eldred isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Eldred

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eldred itself: aid to households, or repair grants to the Township of Eldred.

Brought FEMA money into EldredDeclared for Monroe County only

2011

Tropical Storm Lee

$24K to the Township of Eldred for repairs

2004

Tropical Depression Ivan

$801 to the Township of Eldred for repairs

Monroe County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Eldred

Eldred and the towns around it

Very lowLowModerateHighVery high

Lower Towamensingmostly inland floodingHigh

Eldredmostly inland floodingModerate

Rossmostly inland floodingLow

Towamensingmostly inland floodingLow

Mooremostly inland floodingLow

Polkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eldred covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eldred’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Eldred. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eldred total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.