Natural hazards · Towamensing

Towamensing, PA natural hazards

Most of the natural-hazard damage FEMA expects in Towamensing comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Towamensing?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Towamensing to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves17%Heat waves10%Strong wind7%Lightning6%Everything else12%

By hazard

What Towamensing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Cold waves

17% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Heat waves

10% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Lightning

6% of expected damage

Below average · higher than 44% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Towamensing flood?

FEMA's records show no paid flood insurance claims in Towamensing.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Towamensing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carbon County.

Disasters that hit Towamensing

Federal disasters declared here

None of the disasters declared for Carbon County shows FEMA aid or repair money reaching Towamensing itself in FEMA’s records.

Brought FEMA money into TowamensingDeclared for Carbon County only

Carbon County has had 16 natural disasters declared since 1953, most often hurricanes and floods.

Around Towamensing

Towamensing and the towns around it

Very lowLowModerateHighVery high

Lower Towamensingmostly inland floodingHigh

Franklinmostly inland floodingModerate

Eldredmostly inland floodingModerate

Towamensingmostly inland floodingLow

Penn Forestmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Towamensing covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Towamensing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Towamensing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Towamensing total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.