Natural hazards · South Point

South Point, OH natural hazards

Most of the natural-hazard damage FEMA expects in South Point comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 24 claims here since 1990. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is South Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Point to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding77%Heat waves12%Everything else12%

By hazard

What South Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Heat waves

12% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does South Point flood?

Every paid claim on a federal flood insurance policy in South Point, from FEMA’s records.

24paid claims since 1990

$739Kpaid to owners

5homes flooded more than once

19902026

Biggest named events

Tropical Storm Ivan: 4 claims, $18K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. South Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

What’s been done with FEMA grants

10homes raised above flood level

Disasters that hit South Point

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in South Point itself: aid to households, or repair grants to the Village of South Point.

Brought FEMA money into South PointDeclared for Lawrence County only

2012

Severe Storms and Straight-Line Winds

$5K to the Village of South Point for repairs

2011

Severe Storms and Flooding

$7K to the Village of South Point for repairs

2004

Severe Storms and Flooding

5 households applied for aid $21K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

13 households applied for aid $6K aid approved

Lawrence County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around South Point

South Point and the towns around it

Very lowLowModerateHighVery high

Catlettsburgmostly inland floodingVery high

South Pointmostly inland floodingHigh

Perrymostly inland floodingHigh

Fayettemostly inland floodingHigh

Kenovamostly inland floodingModerate

Ceredomostly inland floodingModerate

Burlingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to South Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of South Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across South Point total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.