Natural hazards · Fayette

Fayette, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fayette comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2021. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fayette?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fayette to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding75%Heat waves12%Everything else13%

By hazard

What Fayette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Heat waves

12% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fayette flood?

Every paid claim on a federal flood insurance policy in Fayette, from FEMA’s records.

1paid claims since 2021

$7Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fayette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Fayette

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fayette itself: aid to households, or repair grants to the Township of Fayette.

Brought FEMA money into FayetteDeclared for Lawrence County only

2011

Severe Storms and Flooding

$231K to the Township of Fayette for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$7K to the Township of Fayette for repairs

Lawrence County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Fayette

Fayette and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingVery high

Lawrencemostly inland floodingHigh

South Pointmostly inland floodingHigh

Perrymostly inland floodingHigh

Fayettemostly inland floodingHigh

Ceredomostly inland floodingModerate

Kenovamostly inland floodingModerate

Huntingtonmostly inland floodingModerate

Burlingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fayette covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Fayette’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fayette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fayette total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.