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Natural hazards · Ceredo

Ceredo, WV natural hazards

Most of the natural-hazard damage FEMA expects in Ceredo comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ceredo?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ceredo to be higher than in 59% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding71%Heat waves16%Everything else14%
By hazard

What Ceredo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 2 times a year in the area

Heat waves

16% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ceredo flood?

Every paid claim on a federal flood insurance policy in Ceredo, from FEMA’s records.

12paid claims since 1978
$119Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Ivan: 2 claims, $21K
  • Not a named storm: 1 claim, $950

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ceredo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit Ceredo

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ceredo itself: aid to households, or repair grants to the City of Ceredo.

Brought FEMA money into CeredoDeclared for Wayne County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid $2K aid approved
2021

Severe Storms and Flooding

3 households applied for aid $35K aid approved
2004

Severe Storms, Flooding, and Landslides

6 households applied for aid $2K aid approved
2003

Severe Storms, Flooding, and Landslides

2 households applied for aid $4K aid approved
Wayne County has had 28 natural disasters declared since 1953, most often severe storms and floods.
Around Ceredo

Ceredo and the towns around it

Kenova: Moderate, mostly inland floodingFayette: High, mostly inland floodingBurlington: Moderate, mostly inland floodingHuntington: Moderate, mostly inland floodingSouth Point: High, mostly inland floodingCatlettsburg: Very high, mostly inland floodingPerry: High, mostly inland floodingUnion: Very high, mostly inland floodingLawrence: High, mostly inland floodingChesapeake: Very high, mostly inland floodingBarboursville: Very high, mostly inland floodingProctorville: Very high, mostly inland floodingCeredo: Moderate, mostly inland flooding CeredoKenovaFayetteBurlingtonHuntingtonSouth Point
Very lowLowModerateHighVery high
South Pointmostly inland floodingHigh
Fayettemostly inland floodingHigh
Ceredomostly inland floodingModerate
Kenovamostly inland floodingModerate
Huntingtonmostly inland floodingModerate
Burlingtonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ceredo is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ceredo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ceredo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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