Natural hazards · Catlettsburg

Catlettsburg, KY natural hazards

Most of the natural-hazard damage FEMA expects in Catlettsburg comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 17 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Catlettsburg?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Catlettsburg to be higher than in 87% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding74%Heat waves18%Everything else7%

By hazard

What Catlettsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Heat waves

18% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Catlettsburg flood?

Every paid claim on a federal flood insurance policy in Catlettsburg, from FEMA’s records.

17paid claims since 1978

$204Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Not a named storm: 4 claims, $21K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Catlettsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boyd County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared

Disasters that hit Catlettsburg

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Catlettsburg itself: aid to households, or repair grants to the City of Catlettsburg.

Brought FEMA money into CatlettsburgDeclared for Boyd County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

11 households applied for aid $50K aid approved

2021

Severe, Storms, Flooding, Landslides, and Mudslides

17 households applied for aid $11K aid approved

2018

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

$3K to the City of Catlettsburg for repairs

2015

Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides

$11K to the City of Catlettsburg for repairs

2011

Severe Storms, Tornadoes, and Flooding

45 households applied for aid $144K aid approved $124K to the City of Catlettsburg for repairs

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

50 households applied for aid $124K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

15 households applied for aid $23K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

38 households applied for aid $107K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

1 household applied for aid

2002

Severe Storms and Flooding

$18K to the City of Catlettsburg for repairs

2000

Severe Storms and Flooding

$1K to the City of Catlettsburg for repairs

Boyd County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Catlettsburg

Catlettsburg and the towns around it

Very lowLowModerateHighVery high

Catlettsburgmostly inland floodingVery high

South Pointmostly inland floodingHigh

Perrymostly inland floodingHigh

Kenovamostly inland floodingModerate

Ashlandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Catlettsburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Catlettsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Catlettsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.