Natural hazards · Marion

Marion, OH natural hazards

Most of the natural-hazard damage FEMA expects in Marion comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 31 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marion?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marion to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes10%Earthquakes7%Strong wind5%Everything else9%

By hazard

What Marion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 75 years in the area

Earthquakes

7% of expected damage

Above average · higher than 68% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marion flood?

Every paid claim on a federal flood insurance policy in Marion, from FEMA’s records.

31paid claims since 1981

$246Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Late winter storms: 3 claims, $17K
Tropical Storm Erin: 1 claim, $654

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allen County.

Disasters that hit Marion

Federal disasters declared here

None of the disasters declared for Allen County shows FEMA aid or repair money reaching Marion itself in FEMA’s records.

Brought FEMA money into MarionDeclared for Allen County only

Allen County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Marion

Marion and the towns around it

Very lowLowModerateHighVery high

Jenningsmostly inland floodingHigh

Delphosmostly inland floodingModerate

Sugar Creekmostly inland floodingModerate

Marionmostly inland floodingModerate

Amandamostly inland floodingLow

Spencermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marion covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Marion’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Marion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marion total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.