Natural hazards · Delphos

Delphos, OH natural hazards

Most of the natural-hazard damage FEMA expects in Delphos comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 40 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Delphos?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Delphos to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes14%Strong wind14%Everything else14%

By hazard

What Delphos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 85% of U.S. places

Strong wind

14% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Delphos flood?

Every paid claim on a federal flood insurance policy in Delphos, from FEMA’s records.

40paid claims since 1981

$324Kpaid to owners

7homes flooded more than once

19812026

Biggest named events

Late winter storms: 3 claims, $17K
Tropical Storm Erin: 1 claim, $654
Tropical Storm Ivan: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

No community discount. Delphos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Van Wert County.

Disasters that hit Delphos

Federal disasters declared here

None of the disasters declared for Van Wert County shows FEMA aid or repair money reaching Delphos itself in FEMA’s records.

Brought FEMA money into DelphosDeclared for Van Wert County only

Van Wert County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Delphos

Delphos and the towns around it

Very lowLowModerateHighVery high

Jenningsmostly inland floodingHigh

Delphosmostly inland floodingModerate

Marionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Delphos covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Delphos’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Delphos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Delphos total about $855K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.