Natural hazards · Amanda

Amanda, OH natural hazards

Most of the natural-hazard damage FEMA expects in Amanda comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amanda?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amanda to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes12%Earthquakes8%Strong wind6%Everything else11%

By hazard

What Amanda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 27 years in the area

Earthquakes

8% of expected damage

Above average · higher than 68% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amanda flood?

Every paid claim on a federal flood insurance policy in Amanda, from FEMA’s records.

6paid claims since 1981

$72Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Late winter storms: 1 claim, $12K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amanda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allen County.

Disasters that hit Amanda

Federal disasters declared here

None of the disasters declared for Allen County shows FEMA aid or repair money reaching Amanda itself in FEMA’s records.

Brought FEMA money into AmandaDeclared for Allen County only

Allen County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Amanda

Amanda and the towns around it

Very lowLowModerateHighVery high

Loganmostly inland floodingModerate

Marionmostly inland floodingModerate

Amandamostly inland floodingLow

Spencermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amanda covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Amanda’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Amanda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Amanda total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.