Natural hazards · Sugar Creek

Sugar Creek, OH natural hazards

Most of the natural-hazard damage FEMA expects in Sugar Creek comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sugar Creek?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sugar Creek to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes9%Earthquakes7%Everything else12%

By hazard

What Sugar Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

9% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 56 years in the area

Earthquakes

7% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sugar Creek flood?

Every paid claim on a federal flood insurance policy in Sugar Creek, from FEMA’s records.

2paid claims since 1978

$3Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Late winter storms: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sugar Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allen County.

Disasters that hit Sugar Creek

Federal disasters declared here

None of the disasters declared for Allen County shows FEMA aid or repair money reaching Sugar Creek itself in FEMA’s records.

Brought FEMA money into Sugar CreekDeclared for Allen County only

Allen County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Sugar Creek

Sugar Creek and the towns around it

Very lowLowModerateHighVery high

Sugar Creekmostly inland floodingHigh

Americanmostly inland floodingModerate

Sugar Creekmostly inland floodingModerate

Marionmostly inland floodingModerate

Bathmostly inland floodingLow

Monroemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sugar Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sugar Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sugar Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sugar Creek total about $566K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.