Natural hazards · Jerome

Jerome, OH natural hazards

Most of the natural-hazard damage FEMA expects in Jerome comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jerome?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jerome to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes11%Everything else17%

By hazard

What Jerome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 70 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jerome flood?

Every paid claim on a federal flood insurance policy in Jerome, from FEMA’s records.

6paid claims since 1997

$99Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jerome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Jerome

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jerome itself: aid to households, or repair grants to the Township of Jerome.

Brought FEMA money into JeromeDeclared for Union County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$4K to the Township of Jerome for repairs

2008

Record Snow and Near Record Snow

$3K to the Township of Jerome for repairs

2004

Snow

$3K to the Township of Jerome for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$2K to the Township of Jerome for repairs

Union County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Jerome

Jerome and the towns around it

Very lowLowModerateHighVery high

Darbymostly inland floodingModerate

Jeromemostly inland floodingLow

Dublinmostly inland floodingLow

Concordmostly inland floodingLow

Millcreekmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jerome covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jerome’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Jerome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jerome total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.