Natural hazards · Concord

Concord, OH natural hazards

Most of the natural-hazard damage FEMA expects in Concord comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2016.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Concord?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concord to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes11%Everything else18%

By hazard

What Concord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Concord flood?

Every paid claim on a federal flood insurance policy in Concord, from FEMA’s records.

1paid claims since 2016

$3Kpaid to owners

0homes flooded more than once

20162026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Concord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Concord

Federal disasters declared here

None of the disasters declared for Delaware County shows FEMA aid or repair money reaching Concord itself in FEMA’s records.

Brought FEMA money into ConcordDeclared for Delaware County only

Delaware County has had 12 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Concord

Concord and the towns around it

Very lowLowModerateHighVery high

Delawaremostly inland floodingModerate

Sciotomostly inland floodingModerate

Delawaremostly inland floodingLow

Jeromemostly inland floodingLow

Dublinmostly inland floodingLow

Concordmostly inland floodingLow

Shawnee Hillsmostly inland floodingLow

Millcreekmostly inland floodingLow

Libertymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concord covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Concord’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Concord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Concord total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.