Natural hazards · Dublin

Dublin, OH natural hazards

Most of the natural-hazard damage FEMA expects in Dublin comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dublin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dublin to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding69%Cold waves10%Tornadoes9%Heat waves6%Everything else7%

By hazard

What Dublin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 65% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dublin flood?

Every paid claim on a federal flood insurance policy in Dublin, from FEMA’s records.

7paid claims since 1981

$40Kpaid to owners

2homes flooded more than once

19812026

Biggest named events

Tropical Storm Erin: 1 claim, $254

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dublin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Dublin

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dublin itself: aid to households, or repair grants to the City of Dublin.

Brought FEMA money into DublinDeclared for Franklin County only

2012

Severe Storms and Straight-Line Winds

$193K to the City of Dublin for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$174K to the City of Dublin for repairs

2008

Record Snow and Near Record Snow

$96K to the City of Dublin for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

7 households applied for aid $6K aid approved $19K to the City of Dublin for repairs

2004

Snow

$65K to the City of Dublin for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

24 households applied for aid $33K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

$45K to the City of Dublin for repairs

Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Dublin

Dublin and the towns around it

Very lowLowModerateHighVery high

Jeromemostly inland floodingLow

Dublinmostly inland floodingLow

Washingtonmostly inland floodingLow

Concordmostly inland floodingLow

Columbusmostly inland floodingLow

Shawnee Hillsmostly inland floodingLow

Libertymostly inland floodingLow

Perrymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dublin covers 11 census tracts, combined by population.

Money that reached townFlood claims are matched to Dublin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dublin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dublin total about $16.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.