Natural hazards · Millcreek

Millcreek, OH natural hazards

Most of the natural-hazard damage FEMA expects in Millcreek comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millcreek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millcreek to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes13%Everything else22%

By hazard

What Millcreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 43 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millcreek flood?

Every paid claim on a federal flood insurance policy in Millcreek, from FEMA’s records.

2paid claims since 1997

$29Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millcreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Millcreek

Federal disasters declared here

None of the disasters declared for Union County shows FEMA aid or repair money reaching Millcreek itself in FEMA’s records.

Brought FEMA money into MillcreekDeclared for Union County only

Union County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Millcreek

Millcreek and the towns around it

Very lowLowModerateHighVery high

Darbymostly inland floodingModerate

Dovermostly inland floodingModerate

Parismostly inland floodingLow

Jeromemostly inland floodingLow

Concordmostly inland floodingLow

Millcreekmostly inland floodingLow

Marysvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millcreek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Millcreek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Millcreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millcreek total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.