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Natural hazards · Woodhull

Woodhull, NY natural hazards

Most of the natural-hazard damage FEMA expects in Woodhull comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1982. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Woodhull?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodhull to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%
By hazard

What Woodhull faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodhull flood?

Every paid claim on a federal flood insurance policy in Woodhull, from FEMA’s records.

2paid claims since 1982
$77Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • Hurricane Debby: 1 claim, $77K
of all homes
are insured
No community discount. Woodhull isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Steuben County.
Disasters that hit Woodhull

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodhull itself: aid to households, or repair grants to the Town of Woodhull.

Brought FEMA money into WoodhullDeclared for Steuben County only
2024

Remnants of Tropical Storm Debby

$877K to the Town of Woodhull for repairs
2021

Remnants of Tropical Storm Fred

$4.9M to the Town of Woodhull for repairs
2014

Severe Storms and Flooding

$504K to the Town of Woodhull for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$447K to the Town of Woodhull for repairs
2004

Severe Storms and Flooding

18 households applied for aid $45K aid approved $171K to the Town of Woodhull for repairs
2003

Severe Storms, Flooding, and Tornadoes

18 households applied for aid $20K aid approved $231K to the Town of Woodhull for repairs
Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Woodhull

Woodhull and the towns around it

Troupsburg: High, mostly inland floodingRathbone: Moderate, mostly inland floodingJasper: High, mostly inland floodingTuscarora: High, mostly inland floodingCameron: Moderate, mostly inland floodingWest Union: High, mostly inland floodingBrookfield: Very high, mostly inland floodingAddison: High, mostly inland floodingGreenwood: High, mostly inland floodingLindley: Moderate, mostly inland floodingCanisteo: High, mostly inland floodingThurston: Moderate, mostly inland floodingBath: Low, mostly inland floodingWoodhull: High, mostly inland flooding WoodhullTroupsburgRathboneJasperTuscaroraCameron
Very lowLowModerateHighVery high
Woodhullmostly inland floodingHigh
Tuscaroramostly inland floodingHigh
Troupsburgmostly inland floodingHigh
Jaspermostly inland floodingHigh
Rathbonemostly inland floodingModerate
Cameronmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodhull covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Woodhull’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Woodhull. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodhull total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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