Natural hazards · Tuscarora

Tuscarora, NY natural hazards

Most of the natural-hazard damage FEMA expects in Tuscarora comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tuscarora?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tuscarora to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Tuscarora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tuscarora flood?

Every paid claim on a federal flood insurance policy in Tuscarora, from FEMA’s records.

9paid claims since 1979

$42Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $864

of all homes
are insured

No community discount. Tuscarora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Tuscarora

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tuscarora itself: aid to households, or repair grants to the Town of Tuscarora.

Brought FEMA money into TuscaroraDeclared for Steuben County only

2021

Remnants of Tropical Storm Fred

$1.1M to the Town of Tuscarora for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$80K to the Town of Tuscarora for repairs

2004

Severe Storms and Flooding

$141K to the Town of Tuscarora for repairs

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Tuscarora

Tuscarora and the towns around it

Very lowLowModerateHighVery high

Tuscaroramostly inland floodingHigh

Addisonmostly inland floodingHigh

Woodhullmostly inland floodingHigh

Lindleymostly inland floodingModerate

Rathbonemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tuscarora is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tuscarora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tuscarora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.