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Natural hazards · Cameron

Cameron, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cameron comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cameron?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cameron to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding81%Tornadoes5%Everything else14%
By hazard

What Cameron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

5% of expected damage
Below average · higher than 34% of U.S. places
Recorded about once every 43 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cameron flood?

Every paid claim on a federal flood insurance policy in Cameron, from FEMA’s records.

1paid claims since 1996
$658paid to owners
0homes flooded more than once
19962026
of all homes
are insured
No community discount. Cameron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Steuben County.
Disasters that hit Cameron

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cameron itself: aid to households, or repair grants to the Town of Cameron.

Brought FEMA money into CameronDeclared for Steuben County only
2024

Remnants of Tropical Storm Debby

$1.9M to the Town of Cameron for repairs
2021

Remnants of Tropical Storm Fred

$9.1M to the Town of Cameron for repairs
2014

Severe Storms and Flooding

$103K to the Town of Cameron for repairs
2004

Severe Storms and Flooding

4 households applied for aid $6K aid approved $89K to the Town of Cameron for repairs
2003

Severe Storms, Flooding, and Tornadoes

7 households applied for aid $5K aid approved $453K to the Town of Cameron for repairs
2000

Severe Storms and Flooding

$14K to the Town of Cameron for repairs
Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Cameron

Cameron and the towns around it

Canisteo: High, mostly inland floodingThurston: Moderate, mostly inland floodingRathbone: Moderate, mostly inland floodingJasper: High, mostly inland floodingBath: Low, mostly inland floodingWoodhull: High, mostly inland floodingHoward: Moderate, mostly inland floodingHartsville: High, mostly inland floodingHornellsville: High, mostly inland floodingCampbell: Very high, mostly inland floodingAddison: High, mostly inland floodingTuscarora: High, mostly inland floodingTroupsburg: High, mostly inland floodingGreenwood: High, mostly inland floodingUrbana: High, mostly inland floodingAvoca: Moderate, mostly inland floodingWheeler: Low, mostly inland floodingBradford: Moderate, mostly inland floodingCameron: Moderate, mostly inland flooding CameronCanisteoThurstonRathboneJasperBathWoodhull
Very lowLowModerateHighVery high
Canisteomostly inland floodingHigh
Woodhullmostly inland floodingHigh
Jaspermostly inland floodingHigh
Cameronmostly inland floodingModerate
Thurstonmostly inland floodingModerate
Rathbonemostly inland floodingModerate
Bathmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cameron covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cameron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cameron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cameron total about $985K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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