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Natural hazards · Jasper

Jasper, NY natural hazards

Most of the natural-hazard damage FEMA expects in Jasper comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jasper?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jasper to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%
By hazard

What Jasper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jasper flood?

Every paid claim on a federal flood insurance policy in Jasper, from FEMA’s records.

2paid claims since 1996
$24Kpaid to owners
0homes flooded more than once
19962026
of all homes
are insured
No community discount. Jasper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Steuben County.
Disasters that hit Jasper

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jasper itself: aid to households, or repair grants to the Town of Jasper.

Brought FEMA money into JasperDeclared for Steuben County only
2024

Remnants of Tropical Storm Debby

$1.0M to the Town of Jasper for repairs
2021

Remnants of Tropical Storm Fred

$6.0M to the Town of Jasper for repairs
2014

Severe Storms and Flooding

$39K to the Town of Jasper for repairs
2004

Severe Storms and Flooding

$192K to the Town of Jasper for repairs
2003

Severe Storms, Flooding, and Tornadoes

11 households applied for aid $17K aid approved $138K to the Town of Jasper for repairs
2000

Severe Storms and Flooding

$120K to the Town of Jasper for repairs
Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Jasper

Jasper and the towns around it

Woodhull: High, mostly inland floodingTroupsburg: High, mostly inland floodingGreenwood: High, mostly inland floodingCameron: Moderate, mostly inland floodingRathbone: Moderate, mostly inland floodingTuscarora: High, mostly inland floodingWest Union: High, mostly inland floodingBrookfield: Very high, mostly inland floodingHartsville: High, mostly inland floodingAndover: Very high, mostly inland floodingIndependence: Very high, mostly inland floodingCanisteo: High, mostly inland floodingThurston: Moderate, mostly inland floodingBath: Low, mostly inland floodingJasper: High, mostly inland flooding JasperWoodhullTroupsburgGreenwoodCameron
Very lowLowModerateHighVery high
Woodhullmostly inland floodingHigh
Jaspermostly inland floodingHigh
Troupsburgmostly inland floodingHigh
Greenwoodmostly inland floodingHigh
Cameronmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jasper covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Jasper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Jasper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jasper total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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