Natural hazards · Henrietta

Henrietta, NY natural hazards

Most of the natural-hazard damage FEMA expects in Henrietta comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 28 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henrietta?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henrietta to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves14%Everything else14%

By hazard

What Henrietta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Cold waves

14% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henrietta flood?

Every paid claim on a federal flood insurance policy in Henrietta, from FEMA’s records.

28paid claims since 1979

$142Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Hurricane Sandy: 2 claims, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henrietta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Henrietta

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Henrietta itself: aid to households, or repair grants to the Town of Henrietta.

Brought FEMA money into HenriettaDeclared for Monroe County only

2004

Severe Storms and Flooding

4 households applied for aid $3K to the Town of Henrietta for repairs

2003

Ice Storm

82 households applied for aid $107K aid approved $174K to the Town of Henrietta for repairs

1999

Snow

$20K to the Town of Henrietta for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Henrietta

Henrietta and the towns around it

Very lowLowModerateHighVery high

Wheatlandmostly inland floodingLow

Mendonmostly inland floodingLow

Brightonmostly inland floodingLow

Pittsfordmostly inland floodingVery low

Henriettamostly inland floodingVery low

Chilimostly inland floodingVery low

Rushmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henrietta covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Henrietta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Henrietta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Henrietta total about $9.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.