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Natural hazards · Stuyvesant

Stuyvesant, NY natural hazards

Most of the natural-hazard damage FEMA expects in Stuyvesant comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 12 claims here since 1984. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stuyvesant?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stuyvesant to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding68%Hurricanes8%Tornadoes7%Everything else17%
By hazard

What Stuyvesant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

8% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 19 years in the area

Tornadoes

7% of expected damage
Below average · higher than 44% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stuyvesant flood?

Every paid claim on a federal flood insurance policy in Stuyvesant, from FEMA’s records.

12paid claims since 1984
$541Kpaid to owners
4homes flooded more than once
19842026

Biggest named events

  • Hurricane Sandy: 4 claims, $253K
  • Hurricane Irene: 4 claims, $141K
  • Torrential rain: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Stuyvesant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Stuyvesant

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stuyvesant itself: aid to households, or repair grants to the Town of Stuyvesant.

Brought FEMA money into StuyvesantDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$11K to the Town of Stuyvesant for repairs
2011

Hurricane Irene

12 households applied for aid $23K aid approved $26K to the Town of Stuyvesant for repairs
2010

Severe Winter Storm and Snowstorm

$15K to the Town of Stuyvesant for repairs
2008

Severe Winter Storm

$104K to the Town of Stuyvesant for repairs
2007

Severe Storms and Inland and Coastal Flooding

$37K to the Town of Stuyvesant for repairs
2005

Severe Storms and Flooding

$33K to the Town of Stuyvesant for repairs
2003

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $579 aid approved
2003

Snow

$7K to the Town of Stuyvesant for repairs
2002

Snowstorms

$13K to the Town of Stuyvesant for repairs
2000

Severe Storms and Flooding

$5K to the Town of Stuyvesant for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Stuyvesant

Stuyvesant and the towns around it

New Baltimore: Moderate, mostly inland floodingStockport: High, mostly inland floodingKinderhook: Low, mostly inland floodingCoxsackie: Moderate, mostly inland floodingCoxsackie: High, mostly inland floodingSchodack: Moderate, mostly inland floodingGreenville: Low, mostly inland floodingCoeymans: Low, mostly inland floodingGhent: Low, mostly inland floodingGreenport: Very low, mostly inland floodingAthens: Moderate, mostly inland floodingClaverack: Moderate, mostly inland floodingChatham: Moderate, mostly inland floodingCairo: Moderate, mostly inland floodingNassau: High, mostly inland floodingNassau: High, mostly inland floodingEast Greenbush: Low, mostly inland floodingBethlehem: Very low, mostly inland floodingSand Lake: Low, mostly inland floodingStuyvesant: Low, mostly inland flooding StuyvesantNew BaltimoreStockportKinderhookCoxsackieCoxsackieSchodack
Very lowLowModerateHighVery high
Stockportmostly inland floodingHigh
Coxsackiemostly inland floodingHigh
New Baltimoremostly inland floodingModerate
Coxsackiemostly inland floodingModerate
Schodackmostly inland floodingModerate
Kinderhookmostly inland floodingLow
Stuyvesantmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stuyvesant covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Stuyvesant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stuyvesant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stuyvesant total about $655K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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