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Natural hazards · New Baltimore

New Baltimore, NY natural hazards

Most of the natural-hazard damage FEMA expects in New Baltimore comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2011. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Baltimore?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Baltimore to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding76%Hurricanes8%Tornadoes7%Everything else10%
By hazard

What New Baltimore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 19 years in the area

Tornadoes

7% of expected damage
Below average · higher than 38% of U.S. places
Recorded about once every 97 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Baltimore flood?

Every paid claim on a federal flood insurance policy in New Baltimore, from FEMA’s records.

3paid claims since 2011
$32Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Sandy: 1 claim, $9K
  • Hurricane Irene: 1 claim, $20K
of homes in flood zones
are insured
of all homes
are insured
No community discount. New Baltimore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.
Disasters that hit New Baltimore

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Baltimore itself: aid to households, or repair grants to the Town of New Baltimore.

Brought FEMA money into New BaltimoreDeclared for Greene County only
2017

Severe Winter Storm and Snowstorm

$29K to the Town of New Baltimore for repairs
2011

Hurricane Irene

3 households applied for aid $16K aid approved $62K to the Town of New Baltimore for repairs
2008

Severe Winter Storm

$100K to the Town of New Baltimore for repairs
2007

Severe Storms and Inland and Coastal Flooding

$35K to the Town of New Baltimore for repairs
2006

Severe Storms and Flooding

$33K to the Town of New Baltimore for repairs
2005

Severe Storms and Flooding

$44K to the Town of New Baltimore for repairs
2003

Snow

$11K to the Town of New Baltimore for repairs
2002

Snowstorms

$26K to the Town of New Baltimore for repairs
Greene County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.
Around New Baltimore

New Baltimore and the towns around it

Stuyvesant: Low, mostly inland floodingCoxsackie: Moderate, mostly inland floodingGreenville: Low, mostly inland floodingCoeymans: Low, mostly inland floodingStockport: High, mostly inland floodingKinderhook: Low, mostly inland floodingCoxsackie: High, mostly inland floodingSchodack: Moderate, mostly inland floodingAthens: Moderate, mostly inland floodingCairo: Moderate, mostly inland floodingDurham: Moderate, mostly inland floodingWesterlo: Low, mostly inland floodingBethlehem: Very low, mostly inland floodingNew Scotland: Low, mostly inland floodingNew Baltimore: Moderate, mostly inland flooding New BaltimoreStuyvesantCoxsackieGreenvilleCoeymans
Very lowLowModerateHighVery high
New Baltimoremostly inland floodingModerate
Coxsackiemostly inland floodingModerate
Stuyvesantmostly inland floodingLow
Greenvillemostly inland floodingLow
Coeymansmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Baltimore covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to New Baltimore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Baltimore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Baltimore total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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