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Natural hazards · Schodack

Schodack, NY natural hazards

Most of the natural-hazard damage FEMA expects in Schodack comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1996. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Schodack?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schodack to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes7%Hail5%Everything else13%
By hazard

What Schodack faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

7% of expected damage
Below average · higher than 43% of U.S. places

Hail

5% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Schodack flood?

Every paid claim on a federal flood insurance policy in Schodack, from FEMA’s records.

8paid claims since 1996
$89Kpaid to owners
0homes flooded more than once
19962026

Biggest named events

  • Hurricane Irene: 3 claims, $55K
of all homes
are insured
No community discount. Schodack isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rensselaer County.
Disasters that hit Schodack

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Schodack itself: aid to households, or repair grants to the Town of Schodack.

Brought FEMA money into SchodackDeclared for Rensselaer County only
2017

Severe Winter Storm and Snowstorm

$55K to the Town of Schodack for repairs
2011

Hurricane Irene

$26K to the Town of Schodack for repairs
2010

Severe Winter Storm and Snowstorm

$45K to the Town of Schodack for repairs
2008

Severe Winter Storm

$325K to the Town of Schodack for repairs
2005

Severe Storms and Flooding

$17K to the Town of Schodack for repairs
2002

Snowstorms

$41K to the Town of Schodack for repairs
2000

Severe Storms and Flooding

$21K to the Town of Schodack for repairs
Rensselaer County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Schodack

Schodack and the towns around it

Nassau: High, mostly inland floodingNassau: High, mostly inland floodingEast Greenbush: Low, mostly inland floodingCoeymans: Low, mostly inland floodingBethlehem: Very low, mostly inland floodingSand Lake: Low, mostly inland floodingStuyvesant: Low, mostly inland floodingStephentown: High, mostly inland floodingEast Nassau: High, mostly inland floodingChatham: Moderate, mostly inland floodingNorth Greenbush: Low, mostly inland floodingRensselaer: Moderate, mostly inland floodingNew Scotland: Low, mostly inland floodingWesterlo: Low, mostly inland floodingNew Baltimore: Moderate, mostly inland floodingAlbany: Low, mostly inland floodingGuilderland: Very low, mostly inland floodingBerlin: High, mostly inland floodingPoestenkill: Moderate, mostly inland floodingStockport: High, mostly inland floodingKinderhook: Low, mostly inland floodingCoxsackie: Moderate, mostly inland floodingCoxsackie: High, mostly inland floodingSchodack: Moderate, mostly inland flooding SchodackNassauNassauEast GreenbushCoeymansBethlehemSand LakeStuyvesant
Very lowLowModerateHighVery high
Nassaumostly inland floodingHigh
Nassaumostly inland floodingHigh
Schodackmostly inland floodingModerate
Stuyvesantmostly inland floodingLow
Sand Lakemostly inland floodingLow
Coeymansmostly inland floodingLow
East Greenbushmostly inland floodingLow
Bethlehemmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schodack covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Schodack’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Schodack. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Schodack total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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