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Natural hazards · Kinderhook

Kinderhook, NY natural hazards

Most of the natural-hazard damage FEMA expects in Kinderhook comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2000. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kinderhook?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kinderhook to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes8%Hurricanes6%Everything else13%
By hazard

What Kinderhook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 44% of U.S. places

Hurricanes

6% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 19 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kinderhook flood?

Every paid claim on a federal flood insurance policy in Kinderhook, from FEMA’s records.

5paid claims since 2000
$63Kpaid to owners
1homes flooded more than once
20002026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Kinderhook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Kinderhook

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kinderhook itself: aid to households, or repair grants to the Town of Kinderhook.

Brought FEMA money into KinderhookDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$34K to the Town of Kinderhook for repairs
2011

Hurricane Irene

$2K to the Town of Kinderhook for repairs
2010

Severe Winter Storm and Snowstorm

$36K to the Town of Kinderhook for repairs
2008

Severe Winter Storm

$248K to the Town of Kinderhook for repairs
2007

Severe Storms and Inland and Coastal Flooding

$42K to the Town of Kinderhook for repairs
2005

Severe Storms and Flooding

$33K to the Town of Kinderhook for repairs
2004

Severe Storms and Flooding

$8K to the Town of Kinderhook for repairs
2003

Severe Storms, Flooding, and Tornadoes

$91K to the Town of Kinderhook for repairs
2003

Snow

$13K to the Town of Kinderhook for repairs
2002

Snowstorms

$27K to the Town of Kinderhook for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Kinderhook

Kinderhook and the towns around it

Chatham: Moderate, mostly inland floodingStuyvesant: Low, mostly inland floodingGhent: Low, mostly inland floodingCanaan: Moderate, mostly inland floodingNassau: High, mostly inland floodingNew Lebanon: Moderate, mostly inland floodingAusterlitz: Moderate, mostly inland floodingNew Baltimore: Moderate, mostly inland floodingStockport: High, mostly inland floodingCoxsackie: Moderate, mostly inland floodingCoxsackie: High, mostly inland floodingSchodack: Moderate, mostly inland floodingClaverack: Moderate, mostly inland floodingHillsdale: Moderate, mostly inland floodingKinderhook: Low, mostly inland flooding KinderhookChathamStuyvesantGhent
Very lowLowModerateHighVery high
Chathammostly inland floodingModerate
Kinderhookmostly inland floodingLow
Stuyvesantmostly inland floodingLow
Ghentmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kinderhook covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Kinderhook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kinderhook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kinderhook total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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