Natural hazards · Amenia

Amenia, NY natural hazards

Most of the natural-hazard damage FEMA expects in Amenia comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2005. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amenia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amenia to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding75%Hurricanes11%Everything else14%

By hazard

What Amenia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amenia flood?

Every paid claim on a federal flood insurance policy in Amenia, from FEMA’s records.

5paid claims since 2005

$45Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

April 2007 Nor'easter: 2 claims, $13K
Hurricane Irene: 1 claim, $7K
Hurricane Ida: 1 claim, $14K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amenia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dutchess County.

Disasters that hit Amenia

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Amenia itself: aid to households, or repair grants to the Town of Amenia.

Brought FEMA money into AmeniaDeclared for Dutchess County only

2021

Remnants of Hurricane Ida

2 households applied for aid

2011

Hurricane Irene

2 households applied for aid $4K aid approved $35K to the Town of Amenia for repairs

2010

Severe Winter Storm and Snowstorm

$20K to the Town of Amenia for repairs

2007

Severe Storms and Inland and Coastal Flooding

2 households applied for aid $311 aid approved $393K to the Town of Amenia for repairs

2003

Snow

$8K to the Town of Amenia for repairs

Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Amenia

Amenia and the towns around it

Very lowLowModerateHighVery high

Ameniamostly inland floodingHigh

Dovermostly inland floodingModerate

Sharonmostly inland floodingModerate

Stanfordmostly inland floodingModerate

North Eastmostly inland floodingModerate

Washingtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amenia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Amenia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Amenia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Amenia total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.