Natural hazards · Coeymans

Coeymans, NY natural hazards

Most of the natural-hazard damage FEMA expects in Coeymans comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 16 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coeymans?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coeymans to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes9%Hurricanes5%Everything else13%

By hazard

What Coeymans faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 43% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 19 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coeymans flood?

Every paid claim on a federal flood insurance policy in Coeymans, from FEMA’s records.

16paid claims since 1981

$587Kpaid to owners

1homes flooded more than once

19812026

Biggest named events

Hurricane Irene: 7 claims, $458K
Hurricane Floyd: 2 claims, $75K
April 2007 Nor'easter: 2 claims, $18K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coeymans isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Albany County.

Disasters that hit Coeymans

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coeymans itself: aid to households, or repair grants to the Town of Coeymans.

Brought FEMA money into CoeymansDeclared for Albany County only

2017

Severe Winter Storm and Snowstorm

$26K to the Town of Coeymans for repairs

2011

Hurricane Irene

7 households applied for aid $19K aid approved $128K to the Town of Coeymans for repairs

2008

Severe Winter Storm

$84K to the Town of Coeymans for repairs

2007

Severe Storms and Inland and Coastal Flooding

$60K to the Town of Coeymans for repairs

2003

Snow

$12K to the Town of Coeymans for repairs

2002

Snowstorms

$24K to the Town of Coeymans for repairs

1999

Hurricane Floyd Major Disaster Declarations

$42K to the Town of Coeymans for repairs

Albany County has had 18 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Coeymans

Coeymans and the towns around it

Very lowLowModerateHighVery high

New Baltimoremostly inland floodingModerate

Schodackmostly inland floodingModerate

Westerlomostly inland floodingLow

Coeymansmostly inland floodingLow

New Scotlandmostly inland floodingLow

Bethlehemmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coeymans covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Coeymans’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coeymans. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coeymans total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.