Natural hazards · Prattsburgh

Prattsburgh, NY natural hazards

Most of the natural-hazard damage FEMA expects in Prattsburgh comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prattsburgh?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prattsburgh to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding74%Drought6%Tornadoes5%Everything else16%

By hazard

What Prattsburgh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Drought

6% of expected damage

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 68 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prattsburgh flood?

Every paid claim on a federal flood insurance policy in Prattsburgh, from FEMA’s records.

3paid claims since 1996

$23Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Debby: 1 claim, $7K

of all homes
are insured

No community discount. Prattsburgh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Prattsburgh

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prattsburgh itself: aid to households, or repair grants to the Town of Prattsburgh.

Brought FEMA money into PrattsburghDeclared for Steuben County only

2024

Remnants of Tropical Storm Debby

$2.3M to the Town of Prattsburgh for repairs

2021

Remnants of Tropical Storm Fred

$50K to the Town of Prattsburgh for repairs

2014

Severe Storms and Flooding

$292K to the Town of Prattsburgh for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$56K to the Town of Prattsburgh for repairs

2004

Severe Storms and Flooding

$158K to the Town of Prattsburgh for repairs

2003

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $763 aid approved

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Prattsburgh

Prattsburgh and the towns around it

Very lowLowModerateHighVery high

Italymostly inland floodingHigh

Urbanamostly inland floodingHigh

Pulteneymostly inland floodingModerate

Cohoctonmostly inland floodingModerate

Prattsburghmostly inland floodingLow

Wheelermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prattsburgh covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Prattsburgh’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Prattsburgh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Prattsburgh total about $812K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.