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Natural hazards · Covington

Covington, NY natural hazards

Most of the natural-hazard damage FEMA expects in Covington comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Covington?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Covington to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding68%Drought8%Everything else25%
By hazard

What Covington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Above average · higher than 57% of U.S. places
Recorded about once a year in the area

Drought

8% of expected damage
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Covington flood?

FEMA's records show no paid flood insurance claims in Covington.

of all homes
are insured
No community discount. Covington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyoming County.
Disasters that hit Covington

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Covington itself: aid to households, or repair grants to the Town of Covington.

Brought FEMA money into CovingtonDeclared for Wyoming County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$8K to the Town of Covington for repairs
2003

Severe Storms, Flooding, and Tornadoes

$4K to the Town of Covington for repairs
2001

Snow

$8K to the Town of Covington for repairs
1999

Snow

$6K to the Town of Covington for repairs
Wyoming County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Covington

Covington and the towns around it

Pavilion: Very low, mostly inland floodingPerry: Very low, mostly inland floodingMiddlebury: Low, mostly inland floodingYork: Very low, mostly inland floodingLe Roy: Low, mostly inland floodingStafford: Very low, mostly inland floodingCaledonia: Very low, mostly inland floodingCastile: Low, mostly inland floodingWarsaw: High, mostly inland floodingLeicester: Moderate, mostly inland floodingPerry: Very low, mostly inland floodingAttica: Low, mostly inland floodingBethany: Very low, mostly inland floodingGeneseo: Very low, mostly inland floodingAvon: Very low, mostly inland floodingGeneseo: Very low, mostly inland floodingCovington: Low, mostly inland flooding CovingtonPavilionPerryMiddleburyYork
Very lowLowModerateHighVery high
Covingtonmostly inland floodingLow
Middleburymostly inland floodingLow
Perrymostly inland floodingVery low
Pavilionmostly inland floodingVery low
Yorkmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Covington is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Covington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Covington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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