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Natural hazards · Greenwood

Greenwood, NY natural hazards

Most of the natural-hazard damage FEMA expects in Greenwood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1984. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Greenwood?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenwood to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%
By hazard

What Greenwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Greenwood flood?

Every paid claim on a federal flood insurance policy in Greenwood, from FEMA’s records.

3paid claims since 1984
$23Kpaid to owners
0homes flooded more than once
19842026

Biggest named events

  • Hurricane Debby: 1 claim, $19K
  • Hurricane Floyd: 1 claim, $470
of all homes
are insured
No community discount. Greenwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Steuben County.
Disasters that hit Greenwood

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greenwood itself: aid to households, or repair grants to the Town of Greenwood.

Brought FEMA money into GreenwoodDeclared for Steuben County only
2024

Remnants of Tropical Storm Debby

$2.2M to the Town of Greenwood for repairs
2021

Remnants of Tropical Storm Fred

$4.8M to the Town of Greenwood for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$7K to the Town of Greenwood for repairs
2004

Severe Storms and Flooding

$49K to the Town of Greenwood for repairs
2003

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $917 aid approved $236K to the Town of Greenwood for repairs
2000

Severe Storms and Flooding

$66K to the Town of Greenwood for repairs
Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Greenwood

Greenwood and the towns around it

Hartsville: High, mostly inland floodingAndover: Very high, mostly inland floodingJasper: High, mostly inland floodingWest Union: High, mostly inland floodingIndependence: Very high, mostly inland floodingCanisteo: High, mostly inland floodingAlfred: High, mostly inland floodingHornellsville: High, mostly inland floodingWellsville: Very high, mostly inland floodingWard: High, mostly inland floodingScio: Very high, mostly inland floodingWoodhull: High, mostly inland floodingTroupsburg: High, mostly inland floodingCameron: Moderate, mostly inland floodingHarrison: Moderate, mostly inland floodingWilling: Very high, mostly inland floodingGreenwood: High, mostly inland flooding GreenwoodHartsvilleAndoverJasperWest UnionIndependence
Very lowLowModerateHighVery high
Independencemostly inland floodingVery high
Andovermostly inland floodingVery high
Greenwoodmostly inland floodingHigh
Hartsvillemostly inland floodingHigh
Jaspermostly inland floodingHigh
West Unionmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenwood is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Greenwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Greenwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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