Natural hazards · Brighton

Brighton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Brighton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 14 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brighton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brighton to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves12%Everything else12%

By hazard

What Brighton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brighton flood?

Every paid claim on a federal flood insurance policy in Brighton, from FEMA’s records.

14paid claims since 1978

$68Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Late summer storms: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brighton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Brighton

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Brighton itself in FEMA’s records.

Brought FEMA money into BrightonDeclared for Monroe County only

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Brighton

Brighton and the towns around it

Very lowLowModerateHighVery high

Rochestermostly inland floodingLow

Irondequoitmostly inland floodingLow

Penfieldmostly inland floodingLow

Brightonmostly inland floodingLow

Pittsfordmostly inland floodingVery low

Henriettamostly inland floodingVery low

Chilimostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brighton covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Brighton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Brighton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brighton total about $8.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.