Natural hazards · Mendon

Mendon, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mendon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1991. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mendon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mendon to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding81%Cold waves9%Everything else10%

By hazard

What Mendon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mendon flood?

Every paid claim on a federal flood insurance policy in Mendon, from FEMA’s records.

10paid claims since 1991

$83Kpaid to owners

1homes flooded more than once

19912026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mendon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Mendon

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mendon itself: aid to households, or repair grants to the Town of Mendon.

Brought FEMA money into MendonDeclared for Monroe County only

2003

Ice Storm

1 household applied for aid $46K to the Town of Mendon for repairs

1999

Snow

$12K to the Town of Mendon for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Mendon

Mendon and the towns around it

Very lowLowModerateHighVery high

Mendonmostly inland floodingLow

Pittsfordmostly inland floodingVery low

Victormostly inland floodingVery low

Henriettamostly inland floodingVery low

West Bloomfieldmostly inland floodingVery low

Rushmostly inland floodingVery low

Limamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mendon covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mendon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mendon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mendon total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.