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Housing in Guilford

A typical Guilford home is worth roughly $121,000

Typical home value
$121K
NY $527K
Estimate
2-bedroom rent
$1,100
a month, utilities in · HUD
Median tax bill
$2,911
NY $6,582

What kind of housing town is Guilford?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.6 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about
$238,000
Typical Guilford home $121K

That covers a typical Guilford home, with $117K to spare.

The typical home, each month
$880
Loan $600Tax $240Insurance $40

A two-bedroom rents for about $1,100 a month here, $220 more than owning.

How Guilford ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Guilford’s typical property tax (2.40% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

1 of Guilford’s houses are on the National Register

Half of Guilford’s homes were built before 1977.

History →
Owners and renters
Own 82%Rent 18%

New York: 54% own.

1977
typical home built · NY 1959
$2,911
median property tax bill · NY $6,582
2.40%
of a home’s value, a year in tax · NY 1.55%
21%
of homes are seasonal or vacation homes
Historic houses in Guilford

U.S. Census Bureau, American Community Survey 2020-2024. Historic houses: National Register of Historic Places.

Renting

A two-bedroom rents for about $1,100

Renters already here pay a median of $1,285.

Fair Market Rent a month, utilities included

Studio$880
1 bedroom$920
2 bedrooms$1,100
3 bedrooms$1,430
4 bedrooms$1,570
18%
of households rent · NY 46%
135
renter households
19%
of renters spend 30%+ of income on rent · NY 52%
18%
of the median income, for a two-bedroom
$1,285
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Chenango County, NY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Guilford vs. its neighbors

Guilford is the 2nd least expensive of 6 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2024Median income
Guilford$121K*—$1,100—$73,681
Butternuts$209K*—$1,140—$90,313
Unadilla$126K*—$1,140—$56,484
Oxford$119K*—$980—$61,168
Bainbridge$151K*—$1,070—$60,391
Norwich$127K*+20.2%†$1,0100$63,226

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Guilford buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Guilford still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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