Housing in Bainbridge

A typical Bainbridge home is worth roughly $151,000

#54Cheapest rent in NY All NY rankings →

Typical home value

$151K

NY $527K

Estimate

2-bedroom rent

$1,070

a month, utilities in · HUD

Median tax bill

$3,712

NY $6,582

What kind of housing town is Bainbridge?

Read from the numbers below. The page puts what stands out first.

Your money goes further71% below the New York typical home.A high tax rateAbout 2.47% of a home’s value a year, vs 1.55% across New York.Rent is cheap#54 in NY for the cheapest rent.

★ What stands out · Affordability

A typical home costs 2.5 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about

$192,000

Typical Bainbridge home $151K

That covers a typical Bainbridge home, with $41K to spare.

The typical home, each month

$1,100

Loan $750Tax $310Insurance $40

A two-bedroom rents for about $1,070 a month here, $30 less than owning.

Where your budget reaches nearby

Unadilla$126K Guilford$121K Afton$126K Coventry$133K Masonville$155K Sidney$121K Sidney$122K

How Bainbridge ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Bainbridge’s typical property tax (2.47% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,070

Renters already here pay a median of $767, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$820

1 bedroom$870

2 bedrooms$1,070

3 bedrooms$1,330

4 bedrooms$1,460

14%

of households rent · NY 46%

190

renter households

41%

of renters spend 30%+ of income on rent · NY 52%

21%

of the median income, for a two-bedroom

$767

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Chenango County, NY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

1 of Bainbridge’s houses are on the National Register

Half of Bainbridge’s homes were built before 1956.

History →

Owners and renters

Own 86%Rent 14%

New York: 54% own.

1956

typical home built · NY 1959

$3,712

median property tax bill · NY $6,582

2.47%

of a home’s value, a year in tax · NY 1.55%

Historic houses in Bainbridge

Charles C. Hovey House and Strong Leather Company MillListed 1996

U.S. Census Bureau, American Community Survey 2020-2024. Historic houses: National Register of Historic Places.

Next door

Bainbridge vs. its neighbors

Bainbridge is the 2nd priciest of 8 neighboring towns. Tap one to see its housing page.

Masonville$155K Bainbridge$151K Coventry$133K Unadilla$126K Afton$126K Sidney$122K Guilford$121K Sidney$121K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Bainbridge	$151K*	—	$1,070	—	$60,391
Unadilla	$126K*	—	$1,140	—	$56,484
Guilford	$121K*	—	$1,100	—	$73,681
Afton	$126K*	—	$1,070	—	$51,736
Coventry	$133K*	—	$1,070	—	$63,281
Masonville	$155K*	—	$1,100	1	$58,750
Sidney	$121K*	—	$1,070	0	$50,208
Sidney	$122K*	—	$1,060	6	$52,347

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Bainbridge buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Bainbridge still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.