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Housing in Oxford

A typical Oxford home is worth roughly $119,000

Typical home value
$119K
NY $527K
Estimate
2-bedroom rent
$980
a month, utilities in · HUD
Median tax bill
$2,616
NY $6,582

What kind of housing town is Oxford?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about
$201,000
Typical Oxford home $119K

That covers a typical Oxford home, with $82K to spare.

The typical home, each month
$840
Loan $590Tax $220Insurance $30

A two-bedroom rents for about $980 a month here, $140 more than owning.

How Oxford ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Oxford’s typical property tax (2.19% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $980

Renters already here pay a median of $913.

Fair Market Rent a month, utilities included

Studio$850
1 bedroom$850
2 bedrooms$980
3 bedrooms$1,350
4 bedrooms$1,480
15%
of households rent · NY 46%
171
renter households
73%
of renters spend 30%+ of income on rent · NY 52%
19%
of the median income, for a two-bedroom
$913
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Chenango County, NY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

1 of Oxford’s houses are on the National Register

Half of Oxford’s homes were built before 1963.

History →
Owners and renters
Own 85%Rent 15%

New York: 54% own.

1963
typical home built · NY 1959
$2,616
median property tax bill · NY $6,582
2.19%
of a home’s value, a year in tax · NY 1.55%
10%
of homes are seasonal or vacation homes
Historic houses in Oxford

U.S. Census Bureau, American Community Survey 2020-2024. Historic houses: National Register of Historic Places.

Next door

Oxford vs. its neighbors

Oxford is the least expensive of 7 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Oxford$119K*—$980—$61,168
Guilford$121K*—$1,100—$73,681
Coventry$133K*—$1,070—$63,281
Preston$122K*—$980—$85,625
Smithville$173K*—$1,050—$70,433
Greene$177K*−9.1%†$1,07012$73,481
Norwich$127K*+20.2%†$1,010—$63,226

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

On the market in Oxford

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Oxford buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Oxford still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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