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Natural hazards · Fenton

Fenton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fenton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 36 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fenton?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fenton to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding84%Tornadoes6%Everything else10%
By hazard

What Fenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

6% of expected damage
Below average · higher than 37% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fenton flood?

Every paid claim on a federal flood insurance policy in Fenton, from FEMA’s records.

36paid claims since 1979
$546Kpaid to owners
7homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Lee: 14 claims, $240K
  • Torrential rain: 5 claims, $66K
  • Hurricane Sandy: 1 claim, $48K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Fenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Broome County.
Disasters that hit Fenton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fenton itself: aid to households, or repair grants to the Town of Fenton.

Brought FEMA money into FentonDeclared for Broome County only
2018

Severe Storms and Flooding

$260K to the Town of Fenton for repairs
2017

Severe Winter Storm and Snowstorm

$34K to the Town of Fenton for repairs
2013

Severe Storms and Flooding

$40K to the Town of Fenton for repairs
2011

Remnants of Tropical Storm Lee

$102K to the Town of Fenton for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$138K to the Town of Fenton for repairs
2006

Severe Storms and Flooding

$518K to the Town of Fenton for repairs
2005

Severe Storms and Flooding

$81K to the Town of Fenton for repairs
2003

Snow

$13K to the Town of Fenton for repairs
2002

Snowstorms

$23K to the Town of Fenton for repairs
Broome County has had 23 natural disasters declared since 1953, most often floods and severe storms.
Around Fenton

Fenton and the towns around it

Chenango: Moderate, mostly inland floodingGreene: High, mostly inland floodingColesville: High, mostly inland floodingPort Dickinson: Very low, mostly inland floodingKirkwood: Moderate, mostly inland floodingBarker: High, mostly inland floodingDickinson: Very low, mostly inland floodingMaine: High, mostly inland floodingUnion: Moderate, mostly inland floodingCoventry: Very high, mostly inland floodingSmithville: High, mostly inland floodingTriangle: Moderate, mostly inland floodingOxford: High, mostly inland floodingWindsor: High, mostly inland floodingSanford: High, mostly inland floodingAfton: Very high, mostly inland floodingBinghamton: Moderate, mostly inland floodingConklin: High, mostly inland floodingNanticoke: High, mostly inland floodingJohnson City: Moderate, mostly inland floodingFenton: Moderate, mostly inland flooding FentonChenangoGreeneColesvillePort DickinsonKirkwoodBarkerDickinson
Very lowLowModerateHighVery high
Colesvillemostly inland floodingHigh
Greenemostly inland floodingHigh
Barkermostly inland floodingHigh
Chenangomostly inland floodingModerate
Fentonmostly inland floodingModerate
Kirkwoodmostly inland floodingModerate
Port Dickinsonmostly inland floodingVery low
Dickinsonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fenton covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Fenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fenton total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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