Natural hazards · Chenango

Chenango, NY natural hazards

Most of the natural-hazard damage FEMA expects in Chenango comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 90 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chenango?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chenango to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding85%Tornadoes6%Everything else9%

By hazard

What Chenango faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 36% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chenango flood?

Every paid claim on a federal flood insurance policy in Chenango, from FEMA’s records.

90paid claims since 1979

$2.4Mpaid to owners

12homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 46 claims, $2.0M
Hurricane Irene: 2 claims, $62K
Torrential rain: 2 claims, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

🏷️ 05% off flood insurance. Chenango is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Broome County.

Disasters that hit Chenango

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chenango itself: aid to households, or repair grants to the Town of Chenango.

Brought FEMA money into ChenangoDeclared for Broome County only

2018

Severe Storms and Flooding

$127K to the Town of Chenango for repairs

2017

Severe Winter Storm and Snowstorm

$31K to the Town of Chenango for repairs

2013

Severe Storms and Flooding

$311K to the Town of Chenango for repairs

2011

Remnants of Tropical Storm Lee

$291K to the Town of Chenango for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$83K to the Town of Chenango for repairs

2006

Severe Storms and Flooding

$1.3M to the Town of Chenango for repairs

2005

Severe Storms and Flooding

$46K to the Town of Chenango for repairs

2004

Tropical Depression Ivan

$1K to the Town of Chenango for repairs

2003

Snow

$15K to the Town of Chenango for repairs

2002

Snowstorms

$29K to the Town of Chenango for repairs

Broome County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Chenango

Chenango and the towns around it

Very lowLowModerateHighVery high

Mainemostly inland floodingHigh

Barkermostly inland floodingHigh

Chenangomostly inland floodingModerate

Fentonmostly inland floodingModerate

Unionmostly inland floodingModerate

Dickinsonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chenango covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Chenango’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chenango. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chenango total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.