Natural hazards · Colesville

Colesville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Colesville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 66 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colesville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colesville to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Colesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colesville flood?

Every paid claim on a federal flood insurance policy in Colesville, from FEMA’s records.

66paid claims since 1979

$1.8Mpaid to owners

15homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 24 claims, $892K
Torrential rain: 1 claim, $4K
Hurricane Irene: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Colesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Broome County.

Disasters that hit Colesville

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Colesville itself: aid to households, or repair grants to the Town of Colesville.

Brought FEMA money into ColesvilleDeclared for Broome County only

2018

Severe Storms and Flooding

$58K to the Town of Colesville for repairs

2017

Severe Winter Storm and Snowstorm

$37K to the Town of Colesville for repairs

2013

Severe Storms and Flooding

$29K to the Town of Colesville for repairs

2011

Remnants of Tropical Storm Lee

$447K to the Town of Colesville for repairs

2006

Severe Storms and Flooding

1 household applied for aid $2.8M to the Town of Colesville for repairs

2005

Severe Storms and Flooding

$28K to the Town of Colesville for repairs

2004

Severe Storms and Flooding

$33K to the Town of Colesville for repairs

2003

Snow

$12K to the Town of Colesville for repairs

2002

Snowstorms

$22K to the Town of Colesville for repairs

Broome County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Colesville

Colesville and the towns around it

Very lowLowModerateHighVery high

Aftonmostly inland floodingVery high

Coventrymostly inland floodingVery high

Colesvillemostly inland floodingHigh

Sanfordmostly inland floodingHigh

Windsormostly inland floodingHigh

Greenemostly inland floodingHigh

Fentonmostly inland floodingModerate

Kirkwoodmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colesville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Colesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Colesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Colesville total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.