Natural hazards · Greene

Greene, NY natural hazards

Most of the natural-hazard damage FEMA expects in Greene comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 43 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greene?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greene to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding85%Cold waves5%Everything else10%

By hazard

What Greene faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greene flood?

Every paid claim on a federal flood insurance policy in Greene, from FEMA’s records.

43paid claims since 1979

$1.2Mpaid to owners

7homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 10 claims, $359K
Torrential rain: 5 claims, $75K
Not a named storm: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greene isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chenango County.

Disasters that hit Greene

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greene itself: aid to households, or repair grants to the Town of Greene.

Brought FEMA money into GreeneDeclared for Chenango County only

2018

Severe Storms and Flooding

$217K to the Town of Greene for repairs

2017

Severe Winter Storm and Snowstorm

$28K to the Town of Greene for repairs

2013

Severe Storms and Flooding

$35K to the Town of Greene for repairs

2011

Remnants of Tropical Storm Lee

$139K to the Town of Greene for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$162K to the Town of Greene for repairs

2009

Severe Storms and Flooding

$58K to the Town of Greene for repairs

2006

Severe Storms and Flooding

$1.4M to the Town of Greene for repairs

2005

Severe Storms and Flooding

$199K to the Town of Greene for repairs

2003

Snow

$10K to the Town of Greene for repairs

2002

Snowstorms

$38K to the Town of Greene for repairs

2000

Severe Storms and Flooding

$147K to the Town of Greene for repairs

Chenango County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Greene

Greene and the towns around it

Very lowLowModerateHighVery high

Coventrymostly inland floodingVery high

Colesvillemostly inland floodingHigh

Oxfordmostly inland floodingHigh

Smithvillemostly inland floodingHigh

Greenemostly inland floodingHigh

Barkermostly inland floodingHigh

Fentonmostly inland floodingModerate

Trianglemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greene covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Greene’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Greene. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greene total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.