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Natural hazards in East Patchogue · FEMA

East Patchogue is calmer than 79% of U.S. communities

Most of the natural-hazard damage FEMA expects in East Patchogue comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 273 claims here since 1978.

21Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 21% of U.S. places
Main hazard
Inland flooding
64% of expected damage
Flood claims
273
paid since 1978 · $7.7M
Disasters paid out here
0
of 28 declared for Suffolk County
Expected yearly loss
$4.0M
buildings, people and crops

What stands out about East Patchogue’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does East Patchogue flood? Yes: 273 flood claims since 1978

Every paid claim on a federal flood insurance policy in East Patchogue, from FEMA’s records.

Paid flood claims, by year
1978: 4 claims1979: 1 claim1980: 1 claim1981: 0 claims1982: 3 claims1983: 3 claims1984: 2 claims1985: 2 claims1986: 0 claims1987: 1 claim1988: 0 claims1989: 0 claims1990: 3 claims1991: 3 claims1992: 5 claims1993: 23 claims1994: 1 claim1995: 0 claims1996: 0 claims1997: 3 claims1998: 6 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 1 claim2003: 1 claim2004: 0 claims2005: 29 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 1 claim2010: 19 claims2011: 19 claims2012: 122 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 3 claims2018: 0 claims2019: 1 claim2020: 1 claim2021: 2 claims2022: 1 claim2023: 3 claims2024: 9 claims2025: 0 claims2026: 0 claims 199320052012
19782026
Biggest named events
  • Hurricane Sandy122 claims · $5.8M
  • The Torrential rain27 claims · $196K
  • The Blizzard of 199321 claims · $193K
273
paid claims since 1978
$7.7M
paid to owners
0
homes flooded more than once
$28K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

East Patchogue isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Suffolk County.
Expected damage

How exposed is East Patchogue?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 21% of U.S. communities, mostly from inland flooding.

Where East Patchogue sits
East Patchogue
Very lowLowModerateHighVery high

Calmer than 1,101 of the 1,524 New York towns we cover.

East Patchogue covers 6 census tracts, combined by population.

What drives the damage
Inland flooding64%Hurricanes11%Earthquakes7%Coastal flooding5%Cold waves5%Everything else8%
Storms remembered

The storms East Patchogue remembers

None of the disasters declared for Suffolk County shows FEMA aid or repair money reaching East Patchogue itself in FEMA’s records.

  1. 2012122 flood claims paidThe most in any one year on record
  2. 200529 flood claims paidOne of the three biggest flood years on record
  3. 199323 flood claims paidOne of the three biggest flood years on record
Disasters declared, by decade
Paid out in East PatchogueSuffolk County only

Suffolk County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

Were you here?

Old photos of East Patchogue after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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By hazard

What East Patchogue faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

64%of expected damage
Below average · higher than 33% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

11%of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Earthquakes

7%of expected damage
Above average · higher than 59% of U.S. places

Coastal flooding

5%of expected damage
Well above average · higher than 96% of U.S. places

Cold waves

5%of expected damage
Well below average · higher than 19% of U.S. places
Recorded about once every 2 years in the area
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Be ready

Get ready for what East Patchogue actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

Coastal Flood WarningCoastal Flood Warning issued September 26 at 4:23PM EDT until September 27 at 6:00PM EDT by NWS Upton NY
High Wind WarningHigh Wind Warning issued September 26 at 1:47PM EDT until September 27 at 12:00PM EDT by NWS Upton NY
Rip Current StatementRip Current Statement issued September 26 at 4:23PM EDT until September 27 at 8:00PM EDT by NWS Upton NY
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

East Patchogue and its neighbors

East Patchogue has the highest rating of the 3 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
East PatchogueLowinland flooding273
PatchogueVery lowinland flooding312
BellportVery lowinland flooding38

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–September

The month each of Suffolk County’s 28 declared disasters began, since 1953.

1J
2F
4M
1A
1M
J
J
7A
6S
2O
1N
3D
HurricanesSevere stormsWinter stormsFloodsDroughtsFires
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to East Patchogue’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to East Patchogue.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across East Patchogue, expected losses total about $4.0M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in East Patchogue.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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