Natural hazards · Bellport

Bellport, NY natural hazards

Most of the natural-hazard damage FEMA expects in Bellport comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 38 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellport?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellport to be higher than in 3% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding55%Hurricanes17%Earthquakes11%Coastal flooding6%Everything else12%

By hazard

What Bellport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 5 years in the area

Earthquakes

11% of expected damage

Above average · higher than 58% of U.S. places

Coastal flooding

6% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellport flood?

Every paid claim on a federal flood insurance policy in Bellport, from FEMA’s records.

38paid claims since 1980

$967Kpaid to owners

6homes flooded more than once

19802026

Biggest named events

Hurricane Sandy: 18 claims, $840K
Hurricane Irene: 3 claims, $16K
Torrential rain: 3 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Suffolk County.

Disasters that hit Bellport

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bellport itself: aid to households, or repair grants to the Village of Bellport.

Brought FEMA money into BellportDeclared for Suffolk County only

2021

Remnants of Hurricane Ida

25 households applied for aid $17K aid approved

2012

Hurricane Sandy

93 households applied for aid $46K aid approved

2011

Hurricane Irene

7 households applied for aid $5K aid approved

Suffolk County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellport covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bellport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bellport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bellport total about $443K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.