Natural hazards · Patchogue

Patchogue, NY natural hazards

Most of the natural-hazard damage FEMA expects in Patchogue comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 312 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Patchogue?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Patchogue to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding57%Hurricanes12%Coastal flooding10%Earthquakes8%Everything else13%

By hazard

What Patchogue faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 5 years in the area

Coastal flooding

10% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

8% of expected damage

Above average · higher than 63% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Patchogue flood?

Every paid claim on a federal flood insurance policy in Patchogue, from FEMA’s records.

312paid claims since 1978

$14.6Mpaid to owners

41homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 172 claims, $12.0M
Hurricane Irene: 35 claims, $881K
Torrential rain: 14 claims, $184K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Patchogue isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Suffolk County.

What’s been done with FEMA grants

8flood-prone properties bought out and cleared

Disasters that hit Patchogue

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Patchogue itself: aid to households, or repair grants to the Village of Patchogue.

Brought FEMA money into PatchogueDeclared for Suffolk County only

2021

Remnants of Hurricane Ida

81 households applied for aid $39K aid approved

2020

Tropical Storm Isaias

$249K to the Village of Patchogue for repairs

2013

Severe Winter Storm and Snowstorm

$57K to the Village of Patchogue for repairs

2012

Hurricane Sandy

507 households applied for aid $1.2M aid approved $1.7M to the Village of Patchogue for repairs

2011

Hurricane Irene

48 households applied for aid $60K aid approved $99K to the Village of Patchogue for repairs

2010

Severe Storms and Flooding

$20K to the Village of Patchogue for repairs

2003

Snow

$9K to the Village of Patchogue for repairs

1999

Hurricane Floyd Major Disaster Declarations

$17K to the Village of Patchogue for repairs

Suffolk County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Patchogue covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Patchogue’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Patchogue. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Patchogue total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.