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Natural hazards · Delhi

Delhi, NY natural hazards

Most of the natural-hazard damage FEMA expects in Delhi comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1982. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Delhi?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Delhi to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding85%Cold waves5%Everything else10%
By hazard

What Delhi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Cold waves

5% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Delhi flood?

Every paid claim on a federal flood insurance policy in Delhi, from FEMA’s records.

10paid claims since 1982
$119Kpaid to owners
2homes flooded more than once
19822026

Biggest named events

  • Hurricane Irene: 2 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Delhi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Delaware County.
Disasters that hit Delhi

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Delhi itself: aid to households, or repair grants to the Town of Delhi.

Brought FEMA money into DelhiDeclared for Delaware County only
2024

Remnants of Tropical Storm Debby

$419K to the Town of Delhi for repairs
2017

Severe Winter Storm and Snowstorm

$20K to the Town of Delhi for repairs
2011

Hurricane Irene

$4K to the Town of Delhi for repairs
2006

Severe Storms and Flooding

$1.0M to the Town of Delhi for repairs
2005

Severe Storms and Flooding

$53K to the Town of Delhi for repairs
2004

Tropical Depression Ivan

$12K to the Town of Delhi for repairs
2004

Severe Storms and Flooding

$3K to the Town of Delhi for repairs
2003

Severe Storms, Flooding, and Tornadoes

$13K to the Town of Delhi for repairs
2003

Snow

$7K to the Town of Delhi for repairs
2002

Snowstorms

$12K to the Town of Delhi for repairs
Delaware County has had 30 natural disasters declared since 1953, most often severe storms and floods.
Around Delhi

Delhi and the towns around it

Hamden: High, mostly inland floodingBovina: High, mostly inland floodingKortright: High, mostly inland floodingMeredith: High, mostly inland floodingAndes: High, mostly inland floodingStamford: High, mostly inland floodingWalton: Very high, mostly inland floodingColchester: Very high, mostly inland floodingFranklin: High, mostly inland floodingMiddletown: High, mostly inland floodingRoxbury: High, mostly inland floodingHarpersfield: Moderate, mostly inland floodingDavenport: High, mostly inland floodingHardenburgh: High, mostly inland floodingStamford: High, mostly inland floodingDelhi: High, mostly inland flooding DelhiHamdenBovinaKortrightMeredithAndesStamford
Very lowLowModerateHighVery high
Delhimostly inland floodingHigh
Hamdenmostly inland floodingHigh
Bovinamostly inland floodingHigh
Kortrightmostly inland floodingHigh
Meredithmostly inland floodingHigh
Andesmostly inland floodingHigh
Stamfordmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Delhi covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Delhi’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Delhi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Delhi total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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