Natural hazards · Stamford

Stamford, NY natural hazards

Most of the natural-hazard damage FEMA expects in Stamford comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2006. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stamford?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stamford to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Stamford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stamford flood?

Every paid claim on a federal flood insurance policy in Stamford, from FEMA’s records.

1paid claims since 2006

$12Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stamford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Stamford

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stamford itself: aid to households, or repair grants to the Town of Stamford.

Brought FEMA money into StamfordDeclared for Delaware County only

2017

Severe Winter Storm and Snowstorm

$10K to the Town of Stamford for repairs

2008

Severe Winter Storm

$47K to the Town of Stamford for repairs

2004

Tropical Depression Ivan

$179K to the Town of Stamford for repairs

2003

Snow

$5K to the Town of Stamford for repairs

2002

Snowstorms

$8K to the Town of Stamford for repairs

Delaware County has had 30 natural disasters declared since 1953, most often severe storms and floods.

Around Stamford

Stamford and the towns around it

Very lowLowModerateHighVery high

Roxburymostly inland floodingHigh

Delhimostly inland floodingHigh

Stamfordmostly inland floodingHigh

Kortrightmostly inland floodingHigh

Bovinamostly inland floodingHigh

Stamfordmostly inland floodingHigh

Harpersfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stamford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stamford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stamford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.