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Natural hazards · Meredith

Meredith, NY natural hazards

Most of the natural-hazard damage FEMA expects in Meredith comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2006. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Meredith?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Meredith to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding82%Cold waves6%Everything else12%
By hazard

What Meredith faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Meredith flood?

Every paid claim on a federal flood insurance policy in Meredith, from FEMA’s records.

3paid claims since 2006
$42Kpaid to owners
0homes flooded more than once
20062026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Meredith isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Delaware County.
Disasters that hit Meredith

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Meredith itself: aid to households, or repair grants to the Town of Meredith.

Brought FEMA money into MeredithDeclared for Delaware County only
2017

Severe Winter Storm and Snowstorm

$15K to the Town of Meredith for repairs
2008

Severe Winter Storm

$50K to the Town of Meredith for repairs
2006

Severe Storms and Flooding

$710K to the Town of Meredith for repairs
2004

Severe Storms and Flooding

$87K to the Town of Meredith for repairs
2003

Snow

$4K to the Town of Meredith for repairs
2002

Snowstorms

$12K to the Town of Meredith for repairs
Delaware County has had 30 natural disasters declared since 1953, most often severe storms and floods.
Around Meredith

Meredith and the towns around it

Davenport: High, mostly inland floodingDelhi: High, mostly inland floodingKortright: High, mostly inland floodingFranklin: High, mostly inland floodingOneonta: Moderate, mostly inland floodingHarpersfield: Moderate, mostly inland floodingMaryland: High, mostly inland floodingHamden: High, mostly inland floodingBovina: High, mostly inland floodingAndes: High, mostly inland floodingStamford: High, mostly inland floodingOtego: Very high, mostly inland floodingSidney: High, mostly inland floodingWalton: Very high, mostly inland floodingMeredith: High, mostly inland flooding MeredithDavenportDelhiKortrightFranklin
Very lowLowModerateHighVery high
Davenportmostly inland floodingHigh
Franklinmostly inland floodingHigh
Delhimostly inland floodingHigh
Meredithmostly inland floodingHigh
Kortrightmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Meredith covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Meredith’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Meredith. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Meredith total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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