Andes, NY natural hazards
Most of the natural-hazard damage FEMA expects in Andes comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 19 claims here since 1996. 14 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Andes?
FEMA expects yearly storm and flood damage to homes and buildings in Andes to be higher than in 68% of U.S. communities, mostly from inland flooding.
What Andes faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does Andes flood?
Every paid claim on a federal flood insurance policy in Andes, from FEMA’s records.
Biggest named events
- Hurricane Debby: 7 claims, $135K
- Hurricane Irene: 1 claim, $1K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
14 federal disasters brought FEMA money here
Disasters the President declared that paid out in Andes itself: aid to households, or repair grants to the Town of Andes.
Remnants of Tropical Storm Debby
Severe Storms and Flooding
Severe Winter Storm and Snowstorm
Remnants of Tropical Storm Lee
Hurricane Irene
Severe Winter Storm
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Tropical Depression Ivan
Severe Storms and Flooding
Severe Storms, Flooding, and Tornadoes
Snow
Snowstorms
Andes and the towns around it
How to read this page
FEMA’s expected losses across Andes total about $1.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.