Natural hazards · Crown Point

Crown Point, NY natural hazards

Most of the natural-hazard damage FEMA expects in Crown Point comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crown Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crown Point to be higher than in 79% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding59%Avalanches29%Everything else13%

By hazard

What Crown Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Avalanches

29% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crown Point flood?

Every paid claim on a federal flood insurance policy in Crown Point, from FEMA’s records.

3paid claims since 1993

$10Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Hurricane Irene: 1 claim, $3K

of all homes
are insured

No community discount. Crown Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.

Disasters that hit Crown Point

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crown Point itself: aid to households, or repair grants to the Town of Crown Point.

Brought FEMA money into Crown PointDeclared for Essex County only

2023

Severe Storms and Flooding

$651K to the Town of Crown Point for repairs

2017

Severe Winter Storm and Snowstorm

$12K to the Town of Crown Point for repairs

2011

Hurricane Irene

16 households applied for aid $10K aid approved $153K to the Town of Crown Point for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$2K to the Town of Crown Point for repairs

1999

Hurricane Floyd Major Disaster Declarations

$103K to the Town of Crown Point for repairs

Essex County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Crown Point

Crown Point and the towns around it

Very lowLowModerateHighVery high

Crown Pointmostly inland floodingHigh

North Hudsonmostly inland floodingHigh

Ticonderogamostly inland floodingHigh

Moriahmostly inland floodingModerate

Schroonmostly inland floodingLow

Addisonmostly inland floodingVery low

Bridportmostly inland floodingVery low

Shorehammostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crown Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Crown Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Crown Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crown Point total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.