Natural hazards · Schroon

Schroon, NY natural hazards

Most of the natural-hazard damage FEMA expects in Schroon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Schroon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schroon to be higher than in 37% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding59%Avalanches23%Everything else17%

By hazard

What Schroon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Avalanches

23% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Schroon flood?

Every paid claim on a federal flood insurance policy in Schroon, from FEMA’s records.

22paid claims since 1998

$510Kpaid to owners

2homes flooded more than once

19982026

Biggest named events

Hurricane Irene: 4 claims, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Schroon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.

Disasters that hit Schroon

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Schroon itself: aid to households, or repair grants to the Town of Schroon.

Brought FEMA money into SchroonDeclared for Essex County only

2023

Severe Storms and Flooding

$1.2M to the Town of Schroon for repairs

2019

Severe Storms, Straight-Line Winds, and Flooding

$482K to the Town of Schroon for repairs

2017

Severe Winter Storm and Snowstorm

$10K to the Town of Schroon for repairs

2007

Severe Storms and Inland and Coastal Flooding

$16K to the Town of Schroon for repairs

1999

Hurricane Floyd Major Disaster Declarations

$15K to the Town of Schroon for repairs

Essex County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Schroon

Schroon and the towns around it

Very lowLowModerateHighVery high

Crown Pointmostly inland floodingHigh

Horiconmostly inland floodingHigh

North Hudsonmostly inland floodingHigh

Minervamostly inland floodingHigh

Ticonderogamostly inland floodingHigh

Schroonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schroon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Schroon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Schroon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Schroon total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.