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Natural hazards · North Hudson

North Hudson, NY natural hazards

Most of the natural-hazard damage FEMA expects in North Hudson comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1985. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Hudson?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Hudson to be higher than in 64% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding58%Avalanches27%Landslides6%Everything else10%
By hazard

What North Hudson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 3 times a year in the area

Avalanches

27% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 30 years in the area

Landslides

6% of expected damage
Above average · higher than 74% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Hudson flood?

Every paid claim on a federal flood insurance policy in North Hudson, from FEMA’s records.

4paid claims since 1985
$116Kpaid to owners
1homes flooded more than once
19852026

Biggest named events

  • Hurricane Irene: 1 claim, $37K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. North Hudson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Essex County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit North Hudson

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Hudson itself: aid to households, or repair grants to the Town of North Hudson.

Brought FEMA money into North HudsonDeclared for Essex County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$31K to the Town of North Hudson for repairs
2017

Severe Winter Storm and Snowstorm

$3K to the Town of North Hudson for repairs
2011

Hurricane Irene

8 households applied for aid $31K aid approved
2007

Severe Storms and Inland and Coastal Flooding

$36K to the Town of North Hudson for repairs
1999

Hurricane Floyd Major Disaster Declarations

$7K to the Town of North Hudson for repairs
Essex County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.
Around North Hudson

North Hudson and the towns around it

Moriah: Moderate, mostly inland floodingSchroon: Low, mostly inland floodingKeene: Moderate, mostly inland floodingCrown Point: High, mostly inland floodingMinerva: High, mostly inland floodingNewcomb: High, mostly inland floodingElizabethtown: Moderate, mostly inland floodingAddison: Very low, mostly inland floodingWestport: High, mostly inland floodingPanton: Very low, mostly inland floodingTiconderoga: High, mostly inland floodingHoricon: High, mostly inland floodingNorth Elba: Low, mostly inland floodingJay: High, mostly inland floodingWilmington: High, mostly inland floodingBridport: Very low, mostly inland floodingShoreham: Very low, mostly inland floodingIndian Lake: Moderate, mostly inland floodingChester: High, mostly inland floodingLong Lake: High, mostly inland floodingHarrietstown: Moderate, mostly inland floodingLewis: High, mostly inland floodingNorth Hudson: High, mostly inland flooding North HudsonMoriahSchroonKeeneCrown PointMinervaNewcombElizabethtown
Very lowLowModerateHighVery high
Crown Pointmostly inland floodingHigh
North Hudsonmostly inland floodingHigh
Minervamostly inland floodingHigh
Newcombmostly inland floodingHigh
Keenemostly inland floodingModerate
Elizabethtownmostly inland floodingModerate
Moriahmostly inland floodingModerate
Schroonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Hudson is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to North Hudson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Hudson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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