Natural hazards · Shoreham

Shoreham, VT natural hazards

Most of the natural-hazard damage FEMA expects in Shoreham comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shoreham?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shoreham to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding61%Hurricanes9%Cold waves7%Everything else23%

By hazard

What Shoreham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

9% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 31 years in the area

Cold waves

7% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shoreham flood?

Every paid claim on a federal flood insurance policy in Shoreham, from FEMA’s records.

1paid claims since 2011

$31Kpaid to owners

0homes flooded more than once

20112026

of all homes
are insured

No community discount. Shoreham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Addison County.

Disasters that hit Shoreham

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shoreham itself: aid to households, or repair grants to the Town of Shoreham.

Brought FEMA money into ShorehamDeclared for Addison County only

2012

Severe Storm, Tornado, and Flooding

$75K to the Town of Shoreham for repairs

2011

Tropical Storm Irene

1 household applied for aid $43K to the Town of Shoreham for repairs

2011

Severe Storms and Flooding

2 households applied for aid $6K aid approved $9K to the Town of Shoreham for repairs

2008

Severe Storms and Flooding

$18K to the Town of Shoreham for repairs

2004

Severe Storms and Flooding

$21K to the Town of Shoreham for repairs

2001

Snow

$6K to the Town of Shoreham for repairs

Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Shoreham

Shoreham and the towns around it

Very lowLowModerateHighVery high

Crown Pointmostly inland floodingHigh

Ticonderogamostly inland floodingHigh

Shorehammostly inland floodingVery low

Bridportmostly inland floodingVery low

Orwellmostly inland floodingVery low

Cornwallmostly inland floodingVery low

Whitingmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shoreham covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Shoreham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shoreham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shoreham total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.