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Natural hazards · Conesville

Conesville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Conesville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2011. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Conesville?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Conesville to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%
By hazard

What Conesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Conesville flood?

Every paid claim on a federal flood insurance policy in Conesville, from FEMA’s records.

3paid claims since 2011
$55Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 3 claims, $55K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Conesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schoharie County.
Disasters that hit Conesville

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Conesville itself: aid to households, or repair grants to the Town of Conesville.

Brought FEMA money into ConesvilleDeclared for Schoharie County only
2017

Severe Winter Storm and Snowstorm

$7K to the Town of Conesville for repairs
2011

Hurricane Irene

1 household applied for aid $5K aid approved $383K to the Town of Conesville for repairs
2010

Severe Storms and Flooding

$17K to the Town of Conesville for repairs
2008

Severe Winter Storm

$60K to the Town of Conesville for repairs
2007

Severe Storms and Inland and Coastal Flooding

$47K to the Town of Conesville for repairs
2006

Severe Storms and Flooding

$48K to the Town of Conesville for repairs
2005

Severe Storms and Flooding

$55K to the Town of Conesville for repairs
2004

Tropical Depression Ivan

$23K to the Town of Conesville for repairs
2004

Severe Storms and Flooding

$2K to the Town of Conesville for repairs
2003

Snow

$5K to the Town of Conesville for repairs
2002

Snowstorms

$9K to the Town of Conesville for repairs
1999

Hurricane Floyd Major Disaster Declarations

$29K to the Town of Conesville for repairs
Schoharie County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Conesville

Conesville and the towns around it

Windham: High, mostly inland floodingAshland: Very high, mostly inland floodingPrattsville: Very high, mostly inland floodingGilboa: Moderate, mostly inland floodingBroome: Moderate, mostly inland floodingDurham: Moderate, mostly inland floodingRensselaerville: High, mostly inland floodingJewett: High, mostly inland floodingCairo: Moderate, mostly inland floodingLexington: High, mostly inland floodingRoxbury: High, mostly inland floodingBlenheim: High, mostly inland floodingFulton: High, mostly inland floodingMiddleburgh: High, mostly inland floodingBerne: Moderate, mostly inland floodingGreenville: Low, mostly inland floodingWesterlo: Low, mostly inland floodingConesville: Moderate, mostly inland flooding ConesvilleWindhamAshlandPrattsvilleGilboaBroomeDurhamRensselaerville
Very lowLowModerateHighVery high
Ashlandmostly inland floodingVery high
Prattsvillemostly inland floodingVery high
Windhammostly inland floodingHigh
Rensselaervillemostly inland floodingHigh
Conesvillemostly inland floodingModerate
Gilboamostly inland floodingModerate
Broomemostly inland floodingModerate
Durhammostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Conesville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Conesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Conesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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