Natural hazards · Rensselaerville

Rensselaerville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Rensselaerville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1995. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rensselaerville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rensselaerville to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding83%Tornadoes5%Everything else12%

By hazard

What Rensselaerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 67 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rensselaerville flood?

Every paid claim on a federal flood insurance policy in Rensselaerville, from FEMA’s records.

8paid claims since 1995

$231Kpaid to owners

1homes flooded more than once

19952026

Biggest named events

Hurricane Irene: 4 claims, $205K
April 2007 Nor'easter: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rensselaerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Albany County.

Disasters that hit Rensselaerville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rensselaerville itself: aid to households, or repair grants to the Town of Rensselaerville.

Brought FEMA money into RensselaervilleDeclared for Albany County only

2017

Severe Winter Storm and Snowstorm

$17K to the Town of Rensselaerville for repairs

2011

Hurricane Irene

8 households applied for aid $6K aid approved $409K to the Town of Rensselaerville for repairs

2008

Severe Winter Storm

$139K to the Town of Rensselaerville for repairs

2007

Severe Storms and Inland and Coastal Flooding

$303K to the Town of Rensselaerville for repairs

2003

Snow

$11K to the Town of Rensselaerville for repairs

2002

Snowstorms

$24K to the Town of Rensselaerville for repairs

2000

Severe Storms and Flooding

$29K to the Town of Rensselaerville for repairs

1999

Hurricane Floyd Major Disaster Declarations

$549K to the Town of Rensselaerville for repairs

Albany County has had 18 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Rensselaerville

Rensselaerville and the towns around it

Very lowLowModerateHighVery high

Rensselaervillemostly inland floodingHigh

Broomemostly inland floodingModerate

Conesvillemostly inland floodingModerate

Bernemostly inland floodingModerate

Durhammostly inland floodingModerate

Westerlomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rensselaerville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rensselaerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rensselaerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rensselaerville total about $919K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.